Nick Maggiulli

4.4987 learners

Just Keep Buying dismantles the rigid, one-size-fits-all financial advice that plagues American savers and investors, offering a flexible, evidence-based approach to building long-term wealth. Drawing on decades of U.S. economic data, author Nick Maggiulli debunks myths like the "20% savings rule" and "cutting lattes to get rich," emphasizing that income volatility and individual circumstances make fixed rules impractical. He guides readers through smart strategies: saving what you can without guilt, using the "50% raise rule" to balance current spending and future goals, leveraging debt strategically when it reduces risk or boosts returns, and simplifying retirement planning with tools like the 4% rule. For investing, Maggiulli advocates for index funds over stock picking, warns against market timing, and explains how to optimize tax-advantaged accounts. Finally, he underscores that time is your most valuable asset—prioritizing career growth and long-term consistency over quick wins leads to lasting financial security and life satisfaction.

Kevin Kelly

4756 learners

Packed with Kevin Kelly’s decades of hard-earned life wisdom, *Excellent Advice for Living* delivers a treasure trove of actionable, no-nonsense tips spanning every corner of daily life. From framing disagreement as a gateway to cognitive growth to mastering deep listening with the simple question “Is there more?”, Kelly breaks complex truths into small, manageable practices. He covers everything from ditching perfectionism for clear deadlines to setting financial guardrails (say no to credit card debt!), building stronger relationships, and embracing incremental progress over grand plans. Each insight is designed to help you break free from self-imposed limits, find joy in the mundane, and live more intentionally. Whether you’re navigating career crossroads, struggling with connections, or seeking to grow wiser, this book offers practical guidance to turn small, consistent choices into meaningful life change.